Monday, January 9, 2012

Future Credit Cards

There has been an upwards trend on gadgets and peripherals implementing credit cards that are making transactions as easy as a swipe and click anywhere. Well credit cards are about to get even more fancy due to some awesome futuristic tech, call it the credit card 2.0.

Major banks such as Chase, Capital One, Wells Fargo and Citi Bank in the near future could offer these type of credit card to its customers. This concept card allows users to simultaneously link all their accounts in one card, hide their account number digitally, and deactivate the magnetic strip until it needs to be used again.  Talk about secure and insurance all under one plastic card. Whats great is this card works just like any other credit card. Works will  all magnetic readers, so its not necessary to go and replace current credit supporting applications. Would have same 0 apr card credit fee as any other card depending on bank, and rules and eligibility requirements.
The card makes use of a pin to show the credit card number, much like a smartphone lock screen requiring a code to get inside the smartphone, etc. Several banks are in talks with the company Dynamics, maker of this awesome tech, to make use of such cards. Your future Chase, Bank of America, Citi Bank, and Capital One credit card could very well be one of these awesome 2.0 Cards. I personally would like having one of these. What's not to like about a futuristic looking card offering security ,insurance, and easy of personal convenience all in one card.


  1. Eventually I think it'll all just be built in to your phone rather than a seperate physical card

  2. I agree with rubes, i think the google nexus s phone has near field technology so that people can just swipe their phones instead of carrying any card at all.

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